Commercial insurance
Protect the business you've built
El Paso businesses face unique risks. Panthera Insurance Services works with local business owners to find commercial coverage that's comprehensive, affordable, and built around your industry.
Your business deserves more than a one-size-fits-all policy.
We've spent over 20 years insuring El Paso businesses — from family-owned restaurants and retail shops to construction contractors and professional service firms. Our independent agents shop multiple carriers to find the right coverage at the right price, and we're here when you need to file a claim.
Business Owners Policy
A Business Owners Policy (BOP) bundles the core coverages most small and mid-size businesses need into one affordable package. It's the smart starting point for any El Paso business owner.
- Commercial property coverage for your building and equipment
- General liability for third-party injury and property damage
- Business interruption coverage if you're forced to close temporarily
- Customizable add-ons for your specific industry
- Often more affordable than buying coverages separately
Commercial Auto
If your business uses vehicles — whether it's one truck or a full fleet — you need commercial auto coverage. Personal auto policies don't cover vehicles used for business purposes, and the gap can be costly.
- Liability coverage for bodily injury and property damage
- Collision and comprehensive for your vehicles
- Coverage for hired and non-owned vehicles
- Fleet discounts for multiple vehicles
- Uninsured motorist protection
Workers Compensation
Texas workers' compensation insurance protects your employees if they're injured on the job — and protects your business from costly lawsuits. We help you navigate Texas's unique workers' comp landscape and find the right coverage.
- Medical expense coverage for work-related injuries
- Lost wage replacement for injured employees
- Employer's liability protection
- Compliance with Texas workers' comp requirements
- Coverage for a wide range of industries and job types
Experience across sectors
Industries we serve
We have experience insuring a wide range of El Paso businesses.
Why El Paso businesses trust Panthera
Independent agents
We're not tied to one carrier. We shop the market to find you the best coverage and price for your specific business.
Industry expertise
We've insured hundreds of El Paso businesses across dozens of industries. We know the risks you face.
Claims advocacy
When you have a claim, we go to bat for you — helping you navigate the process and get a fair resolution fast.
Annual reviews
Your business changes. We check in every year to make sure your coverage still fits — and adjust when it doesn't.
Let's protect your business.
Get a free commercial insurance review from a local El Paso agent who understands your industry.